A master insurance policy is provided by the Association. If you need a certificate of insurance for your mortgage company, see the site office for the phone number to call at our insurance company.

This type of policy covers the building itself, but does NOT cover the contents of your individual unit or your living expenses, should you be unable to remain in your unit after a fire or other event. It also may not cover the new kitchen upgrades you or a previous owner may have installed.

It is important that you obtain condominium owners or renters insurance from your insurance carrier. The appropriate type of policy is called a H06 (Condo Owner's Policy). It is relatively inexpensive, particularly compared with losing your possessions. The policy you purchase can include coverage for your living expenses. More detailed information about insurance is available in the on-site office.

Landlords should also make sure their tenants obtain renters' insurance to cover their possessions. Unfortunately, residents discovered this the hard way in a fire in 2003, which destroyed one unit and damaged others in the same building.

Things You Should Know

Governing Documents

The Virginia Condominium Act, as amended, gives the Association its legal status and gives the Association authority to levy and collect assessments.  The Declaration and the Bylaws authorize and describe how the Association is to be governed.

The Bylaws are the legal document that governs how the TallTree South Condominium Association operates. This large document is part of the resale packet provided to purchasers. For example, it sets out the officers of the Board of Directors and their terms of office. Amending the Bylaws requires a vote of 2/3 of the unit owners.

The Board Resolutions result in the Rules and Regulations for the policies and procedures to be followed by the Board, the Association management staff, and the Talltree South owners and residents. These rules apply to both unit owners and tenants, and have been provided in on this website and in the Owners and Tenants Handbook. Landlords must make sure that tenants review and agree to abide by all these rules as part of their lease agreement. Talltree South unit owners and tenants must receive and review the governing documents when they purchase or rent at Talltree.

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