A master insurance policy is provided by the Association. If you need a certificate of insurance for your mortgage company, see the site office for the phone number to call at our insurance company.

This type of policy covers the building itself, but does NOT cover the contents of your individual unit or your living expenses, should you be unable to remain in your unit after a fire or other event. It also may not cover the new kitchen upgrades you or a previous owner may have installed.

It is important that you obtain condominium owners or renters insurance from your insurance carrier. The appropriate type of policy is called a H06 (Condo Owner's Policy). It is relatively inexpensive, particularly compared with losing your possessions. The policy you purchase can include coverage for your living expenses. More detailed information about insurance is available in the on-site office.

Landlords should also make sure their tenants obtain renters' insurance to cover their possessions. Unfortunately, residents discovered this the hard way in a fire in 2003, which destroyed one unit and damaged others in the same building.

Things You Should Know

Balconies and Patios

Balconies and patios are “limited common elements”. “Limited common elements” are structurally part of the common building, but are used by only an individual unit owner. It is your responsibility to maintain them in a neat and clean condition. You may not store indoor furniture, bicycles, or other inappropriate items on balconies. Outdoor furnishings such as patio tables and chairs are permitted. Read more ...

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